The credit bureaus charge around $10 for each freeze or thaw as allowed by law.A credit freeze protects your data since the lender cant check your profile in order to approve any new credit. If your company can discern a way to create a community or family environment within your Web site interface, then by all means DO IT. With so many rebate programs today homeowners are coming to the same conclusions. About the author Robert Sherman is the owner of Credit Card Debt Help a site that offers options to help consumers reduce and eliminate their credit card debt.