Why? Courtesy of ARA Content About the author Courtesy of ARA Content The Federal Trade Commission has rolled out its National Do Not Call Registry and the registration site already has over 700,000 registrants. Collection agencies must prove that you owe a debt and if they cannot, all collection activity and any negative reporting must be recalled.A credit card company must be able to back up their claims, so if youve be told you were late 12 times on a credit card that you say you have only been late on once, call them up. It is the number one search interest by far on their site.